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Cover Image for What is the Federal Tort Claims Act?

What is the Federal Tort Claims Act?

Sabah KhalafSabah Khalaf
Sabah Khalaf
04/22/2026·5 minute read

Another driver runs a red light and causes an accident. Normally, you’d file a lawsuit against the driver or their employer – but what happens when their employer is the U.S. government?

The United States has “sovereign immunity” – protection from being sued without its consent. Historically, that has meant that you couldn’t sue the federal government at all.

That changed with the introduction of the Federal Tort Claims Act in 1946. This law gave private citizens the right to hold the federal government accountable for negligence – but only under very specific rules and conditions.

What is the Federal Tort Claims Act?

The Federal Tort Claims Act (FTCA) is a law that allows private individuals to sue the United States government for injuries, property damage, or losses caused by negligence or wrongful actions of federal employees.

Simply, the FTCA waives the government’s immunity in specific cases, making it possible for citizens to seek compensation for harm caused by a federal employee while acting within the scope of their employment.

Suing Under the FTCA

For a valid claim under the FTCA, certain conditions must be met before a claim may proceed against the government:

  • The claim must first be presented to the appropriate federal agency before a lawsuit can be filed.
  • The lawsuit is against the United States government, not an employee or other individual working for the government.
  • The claim is for money damages.
  • The employee must have been acting within the scope of their employment.
  • The claim must involve negligence or wrongdoing that caused injury, property damage, or financial loss.
  • If not resolved at the administrative level, the case may be filed in federal court.

Limitations of the FTCA

The FTCA doesn’t cover every situation. Some important exceptions include:

  • Intentional torts – including assault or battery by a federal employee (with limited exceptions for claims involving federal law enforcement).
  • Military actions – claims from combat or active-duty military tasks.
  • Foreign claims – harm that occurs outside of the United States.
  • Policy based claims – claims based on government policy decisions or discretionary acts.

You can also only sue for compensatory damages. Punitive damages are not allowed under the FTCA.

Examples of FTCA Claims

FTCA claims often arise from everyday negligence of federal employees. Common examples include:

  • Car accidents caused by federal employees, such as postal workers or employees operating government vehicles.
  • Medical malpractice at VA hospitals, military clinics, or other federally funded health centers.
  • Unsafe conditions at federal buildings, parks, or facilities due to negligent maintenance.

Statute of Limitations for FTCA claims

Like other tort claims, the Federal Tort Claims Act has a statute of limitations, meaning there is a strict deadline for when you must file your claim. According to the FTCA:

  • A claim must be filed with the federal agency within 2 years of the incident.
  • Before going to court, you must first file an administrative claim with the agency involved.
  • If the agency denies your claim (or does not respond within 6 months), you have 6 months to file a lawsuit in federal court.

Missing these deadlines can result in your case being dismissed, no matter how strong it may be.

How a Lawyer Can Help

FTCA claims are complex and involve detailed procedures and deadlines. An experienced attorney can:

  • Navigate the administrative processes with the federal agency.
  • Determine whether your case meets FTCA requirements.
  • Ensure all deadlines and procedures are followed correctly.
  • Negotiate with the government and represent you in federal court.

Having the right lawyer can mean the difference between successfully recovering compensation and having your case dismissed.

The Bottom Line

The Federal Tort Claims Act allows private citizens to hold the U.S. government accountable in ways that were once impossible. But with its strict rules, exceptions, and deadlines, pursuing a claim isn’t exactly straightforward.

If you believe you have a FTCA claim, don’t wait. An experienced attorney can help you protect your rights, meet deadlines, and fight for the compensation you may be entitled to.

Contact us today for a free case evaluation.

Table of Contents

  • What is the Federal Tort Claims Act?
  • Suing Under the FTCA
  • Limitations of the FTCA
  • Examples of FTCA Claims
  • Statute of Limitations for FTCA claims
  • How a Lawyer Can Help
  • The Bottom Line

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